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Writer's pictureLush Wealth Team

The biggest barrier to staying in an unhappy relationship is money

Updated: May 3, 2023


How can a financial planner assist with my divorce
Financial Advice and Divorce

๐—ง๐—ต๐—ฒ ๐—ฏ๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—ฏ๐—ฎ๐—ฟ๐—ฟ๐—ถ๐—ฒ๐—ฟ ๐˜๐—ผ ๐˜€๐˜๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐—ฎ๐—ป ๐˜‚๐—ป๐—ต๐—ฎ๐—ฝ๐—ฝ๐˜† ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€๐—ต๐—ถ๐—ฝ ๐—ถ๐˜€ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†.


Once the decision has been made to separate, what happens next?


1. Consult a family lawyer

2. Rewrite your future, work out how you want your life to look after the split


๐—ง๐—ต๐—ฎ๐˜'๐˜€ ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ฒ๐˜€ ๐—ถ๐—ป.


A qualified Financial Planner help you during divorce to work out:


  • โœ”๏ธ What a solo budget looks like

  • โœ”๏ธ What housing you can afford (and if you can keep the family home)

  • โœ”๏ธ If there are funding gaps

  • โœ”๏ธ Sort out a backup plan (yes this may mean insurance)

  • โœ”๏ธ What your FIF (Financial Independence Figure is)

  • โœ”๏ธ Help you re-write your future

  • โœ”๏ธLook further into the future to your retirement funding


โŒ The last thing we want is to see you retain the house only to find out a year or two later you cannot afford it.


๐—ช๐—ต๐—ฒ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป, ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฎ๐—ธ๐—ฒ ๐˜๐—ผ๐˜‚๐—ด๐—ต ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€.


What you need to know


This information is provided by Lush Wealth Financial Advisors Sydney.


Our Financial Advice Program is focused on providing specialised advice for Australian women. We are a team of dedicated financial advice professionals led by Certified Financial Planner Christine Lusher.


The information contained in this article is of general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regards to those matters and seek personal financial, tax and/or legal advice prior to acting on this information. Join the club of ladies who have their finances sorted.


We are available for appointments in our Newcastle or Sydney offices or Australia wide via video conferencing - contact us to book in your obligation-free clarity call.







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