FINANCIAL PLANNING ADVICE FOR WOMEN GOING THROUGH SEPARATION OR DIVORCE
Why Financial Planning During Separation or Divorce is Crucial
Going through a separation or divorce is tough, and the financial side of things can be particularly daunting. I'm here to help you navigate these changes with confidence and clarity, ensuring you have a solid plan for your future.
When you're dealing with a separation or divorce, your financial world can feel like it's been turned upside down. You have to sort out the division of assets, manage new budgets, and plan for your future financial stability. Without professional guidance, it can be overwhelming. That’s where I come in—I specialise in helping women like you get back on their feet and take control of their financial destiny.
OUR APPROACH
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STEP 1: PERSONALISED CONSULTATION
During our initial Foundations Planning Session, we'll have a video call (or in-person meeting) to discuss your situation, your goals, your challenges, your aspirations, and answer all your money-related questions.
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STEP 2: CREATE YOUR STRATEGY
After getting a full understanding of your situation, needs, and vision, we'll recommend a way forward via our Lush Life Foundations Program.
Together with my team, I’ll prepare a detailed financial plan tailored just for you. This plan will tackle immediate issues like asset division and budgeting, and also lay out long-term strategies for building wealth and planning for retirement
STEP 3: SPECIALIST SUPPORT
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STEP 4: ONGOING SUPPORT AND ACCOUNTABILITY
After settlement, I’ll be here to provide continuous support if this is what you want. Regular check-ins and annual reviews help us adapt your financial plan to any changes in your life, keeping you on track to achieve your financial goals.
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STEP 3: SPECIALIST SUPPORT
During your financial settlement process, we will collaborate with your Family Lawyer to ensure you get the best outcome from both of us.
To ensure every aspect of your financial well-being is covered, we will also collaborate with a network of specialists including estate planning lawyers, risk specialists, and banking advisors. This ensures that your financial plan is as comprehensive and robust as possible.
KEY SERVICES - FINANCIAL SETTLEMENT & DIVORCE FINANCIAL ADVICE
(The Details)
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Asset Division Guidance: Ensuring a fair and equitable distribution of assets.
We'll evaluate whether keeping the family home is financially viable for you. This involves looking at your current financial situation, mortgage obligations, and future financial goals. I'll help you understand what you can afford and explore alternative options if necessary.
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Budgeting and Cash Flow Management: Creating a sustainable budget that fits your new financial situation.
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Investment Strategies: Building a reliable passive income stream is a crucial part of securing your financial future post-divorce. We'll explore various investment options that align with how comfortable you are with risk. This strategy not only helps to cover ongoing expenses but also contributes to long-term financial stability and independence.
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Superannuation and retirement strategy: Optimising your superannuation for a secure retirement. We'll review your superannuation accounts and strategies to ensure they align with your retirement goals. This includes consolidating super funds to reduce fees, choosing appropriate investment options within your super to match your risk tolerance and time horizon, and making additional contributions if necessary. The aim is to maximise your retirement savings and take advantage of any available tax benefits, ensuring you have a comfortable and secure retirement.
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Insurance and a back-up plan: Protecting your financial future with the right insurance coverage. We'll develop a comprehensive back-up plan that includes assessing your current insurance policies, identifying gaps in coverage, and recommending the right insurance products to safeguard your assets and income. This ensures you're prepared for any unforeseen circumstances that might impact your financial stability.
Empowering Your Financial Future
My mission is to empower women like you to take control of your finances and achieve financial independence. Through my specialized financial planning services, I provide the tools and support you need to navigate the complexities of separation and divorce. My approach is compassionate and professional, ensuring you feel supported every step of the way.
Limiting beliefs must be out the door for good. You got this!
Are you ready to get started?